We may modify these Terms of Use.

Tropical Financial Credit Union reserves the right to change the terms, conditions, and notices under which the Tropical Financial Credit Union site is used. You are responsible for regularly reviewing these Terms of Use.

This site is designed for your personal use.

The Tropical Financial Credit Union web site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Tropical Financial Credit Union site.

Your personal information will be secure and will be kept private.

Tropical Financial Credit Union has developed policies and procedures to protect your personal information. Please refer to our Privacy Policy for further information.

Email is not a secure method of communication.

Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails you send are not secure. Please do not email any confidential information such as passwords, account numbers, credit card information or social security numbers. That type of information should be provided to us by phone, fax or regular mail.

Application fees will not be charged until you agree to continue the application process.

There is no charge to you to complete an application and obtain loan approval. Fees will only be collected when you determine you would like to continue the application process. At this point, we will request for you to submit the appraisal fee by check or authorize us to transfer the fee from one of your Tropical Financial Credit Union accounts. For more information about the Loan Process, please refer to the What To Expect page for further details.

Links to third party sites are provided for your convenience.

The Tropical Financial Credit Union site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Tropical Financial Credit Union, so Tropical Financial Credit Union is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by Tropical Financial Credit Union of the site.

Conditions of Use

As a condition of your use of the Tropical Financial Credit Union site, you warrant to Tropical Financial Credit Union that you will not use the Tropical Financial Credit Union web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Tropical Financial Credit Union web site in any manner which could damage, disable, overburden, or impair the Tropical Financial Credit Union web site or interfere with any other party's use of the Tropical Financial Credit Union web site.